Protection your family can count on

Offered through employers, unions, and associations, the Family Protection Plan coverage offers financial protection with level death benefit and level premium to age 121, so your benefit amount will not decrease and premium payment will not change.

You can get coverage for your spouse even if you don’t elect coverage on yourself. And you can cover your financially dependent children, too.


Are you prepared for the unexpected?

The journey of life can be unpredictable causing families to reassess the need for additional financial protection to keep their future secure.


Quality of Life rider

Optional benefit payable directly to you on a tax favored basis for the following:

  • Permanent inability to perform at least two of the six Activities of Daily Living (ADLs) without substantial assistance; or
  • Permanent severe cognitive impairment, such as dementia, Alzheimer’s disease and other forms of senility, requiring substantial supervision.

We're here to help

Visit the Support Center to file a claim, make a payment or change to your account, answer questions about your coverage, and more.